Estate Planning: What You Need to Know to Get Started

first_img faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes 14 recommended0 commentsShareShareTweetSharePin it More Cool Stuff You may contact Heidi Bitterman at the Law Offices of Donald P. Schweitzer, 201 So. Lake Ave. in Pasadena. For further information call (626) 683-8113 or visit http://www.pasadenalawoffice.com/. Community News Make a comment EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Name (required)  Mail (required) (not be published)  Website  In my first article, “Estate Plans: Do I Need One?,” we followed Tom and how his estate plan helped him and his loved ones through a series of life-altering events. We noted that an estate plan helps take away the uncertainty of what happens next, both during life and death, and helps resolve the top questions most people worry about when they think “What if something were to happen to me?”Now it’s time to move forward with getting your estate plan, but where do you start? First let’s start with deciding who will prepare an estate plan for you. There are many options to create an estate plan, including the use of estate planning software or document preparation services. Many of those options look appealing because they can be prepared for a low cost. I will tell you that, as an estate planning attorney who has reviewed these documents, you are going to get what you pay for.The reason those options cost less is because you are getting a “one size fits all” type of plan. I spend about as much time redrafting documents for clients who used these options first as I do drafting my own. Or worse, I have to go to court to fix something in a plan that I am no longer free to change without a Judge’s approval. It’s hard to tell a client who paid $100 for a Trust that it will now cost over $2,500.00 in attorney fees and court costs to fix a drafting mistake. Worse yet, sometimes those mistakes cannot be corrected. With that being said, the first and most important step in getting started on an estate plan is to find an estate planning attorney. The estate planner can develop a plan that is right for your situation and will be able to modify that plan as you experience life events that may cause that plan to change.Once you find an estate planning attorney, the second part of the process is gathering information about your “estate.” The estate planner wants a picture of what you have, what it is worth, and how it is held. Collect and organize documents related to assets, liabilities, insurance, bank accounts and retirement plans. Identify all of your liabilities or debt owed. This information is necessary to advise you on matters related to income and estate taxes as well as how title to these assets may be changed with respect to the plan that is created for you.Next, you will want to consider the person(s) you would want to play a part in your planning. Who will manage your assets when you are unable to do so for yourself or after you pass away? Who will make medical decisions for you in the event you are unable to make them for yourself? Often, clients name adult children to serve in these capacities, but selecting a child is not always the most appropriate choice. For example, serving as the Trustee of a Trust or Executor of a Will is often time and labor intensive; most people who have served as an Executor or Trustee will tell you it’s akin to having a second job. Think carefully about why you are selecting the individual to fulfill this role and how your selection may affect others who may play a part in your planning. Will this person have the time to serve in this role? Can this person be relied on to be proactive in the management of your personal and financial affairs? Will the selection of this person create conflict between siblings or relatives? Be prepared to discuss your choices with your estate planner and the reasoning behind your selection.Finally, take an active role in the creation of your estate plan. I often have clients who come in for changes to an estate plan who tell me they never really understood what the documents said when they signed them. The benefits to creating and maintaining an estate plan is it ensures that YOUR estate will be distributed according to YOUR wishes, so be sure to tell your planner what matters to you, ask lots of questions and raise concerns. Your email address will not be published. Required fields are marked * Subscribe Top of the News Business News Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Community News First Heatwave Expected Next Week Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Herbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeautyHerbeautyWhat’s Your Zodiac Flower Sign?HerbeautyHerbeautyHerbeautyA Dark Side Of Beauty Salons Not Many People Know AboutHerbeautyHerbeautyHerbeautyKeep Your Skin Flawless With These Indian Beauty RemediesHerbeautyHerbeautyHerbeautyThese Lipsticks Are Designed To Make Your Teeth Appear Whiter!HerbeautyHerbeautyHerbeautyWhat Is It That Actually Makes French Women So Admirable?HerbeautyHerbeauty Business: Retail News Estate Planning: What You Need to Know to Get Started By HEIDI BITTERMAN Published on Monday, April 15, 2013 | 2:53 pm Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Calls for change it attitude towards HIV patients in Dominica

first_imgLocalNews Calls for change it attitude towards HIV patients in Dominica by: – November 10, 2011 Share Share Share Dr. Jeffrey BlaizeActing Chief Education officer Dr. Jeffery Blaize says there must be a change in attitude towards persons living with HIV/Aids to facilitate effective treatment and care.Dr. Blaize who addressed the start of a four day HIV policy development workshop in Dominica Tuesday, says he believes that the workshop is timely in addressing some of the challenges facing persons living with the disease. “The Ministry of Education and Human resource development is elated to partner with CARICOM and the National HIV Response Unit for the development and implementation of an HIV/AIDS policy within the education sector. We would all agree that the activity is timely particularly in light of increasing access to education including lifelong education as well as the degree of diversity within our school system and within our communities,” he said.According to Blaize, the formulation and implementation of the HIV/AIDS policy represents a critical step towards addressing some of the underlying issues with reference to prevention and the care of persons living with the disease.“We acknowledge that in order to facilitate effective treatment and care of persons living with HIV/AIDS, both behavioral change and change in attitudes towards patients are required,” he said.Issues of discrimination in the workplace must also be addressed he told participants of the workshop which is expected to end here on Friday. Domincia Vibes Newscenter_img Sharing is caring! Tweet 19 Views   no discussionslast_img read more

Cricket News Shahid Afridi blasts IMG-Reliance’s pull-out from PSL, backs Imran Khan’s statement on Pulwama

first_imgIndia will square off against Pakistan on June 16 in the ICC Cricket World Cup 2019.The Pulwama terror attack resulted in the death of 40 CRPF jawans.The Pulwama attack resulted in the suspension of the Pakistan Super League broadcast. Following the Pulwama attack, Pakistan’s Prime Minister Imran Khan said India needed to show proof that the country was behind the incident. “What will Pakistan gain from such terror attacks, when we are moving towards stability. In case India wants, we are ready to join any kind of investigation in Pulwama terror attack. If India wants any kind of war, we will have to retaliate, but that will worsen things, says Khan. This is happening because elections are approaching in India. Pakistan is the worst victim of terrorism, says Khan. If military power didn’t work till date in Kashmir, how will it work in future,” Imran Khan said.Following the attack, there are increased calls from many quarters for the Indian cricket team to boycott the ICC Cricket World Cup 2019 clash against Pakistan which will be played in Manchester on June 16. Sources within The Board of Control for Cricket in India have stated that, “If the government at that point in time feels we shouldn’t play, it’s obvious that we won’t play.” However, the BCCI is trying in their own capacity to respect the sentiments of a vast portion of the Indian public who are calling for a boycott.Cricketers like Harbhajan Singh, Sourav Ganguly and Yuzvendra Chahal have called for tough action to be taken while the BCCI is thinking about writing a letter to the ICC to ban Pakistan from the ICC Cricket World Cup 2019. highlights New Delhi: The Pulwama terror attack fall-out has seen a massive backlash from India against Pakistan and cricket has been a major target. Cricket Associations in Karnataka, Himachal Pradesh, Rajasthan and Punjab have pulled down the portraits of Pakistan players from their galleries while D-Sports and IMG-Reliance have pulled out of covering the Pakistan Super League. A leading cricket digital website, Cricbuzz, is also not covering the Pakistan Super League on their website. Talking to a Pakistan journalist, former Pakistan skipper Shahid Afridi blasted IMG-Reliance’s pull-out from covering the Pakistan Super League.“You find out who your friends are at difficult times. What are they trying to show the world that they are educated? Educated people don’t behave in such a manner,” Afridi said. The 38-year-old, who is currently playing for Multan Sultans in the Pakistan Super League, also backed Prime Minister Imran Khan’s statement on the Pulwama attack which resulted in the death of 40 CRPF jawans. “Without any proof, they are putting all the blame onto Pakistan straight away. PM Imran Khan has once again spoken on this matter in a positive & clear way to explain that Pakistan wants to have good relations with not only India, but also Afghanistan, Iran & China,” Afridi added.Afridi has played in three games in the current edition of the Pakistan Super League and has managed just 30 runs and taken three wickets. For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps.last_img read more

Reddish questionable against Clemson, Welsh returns to practice from injury ‘scare’

first_img Facebook Twitter Google+ Published on September 25, 2013 at 11:32 am Contact Stephen: [email protected] | @Stephen_Bailey1 Syracuse might be without cornerback Brandon Reddish when it hosts No. 3 Clemson in its Atlantic Coast Conference debut on Oct. 5, SU head coach Scott Shafer announced Wednesday.“Brandon Reddish will probably be questionable for Clemson with a lower-leg injury,” Shafer said during the ACC coaches’ teleconference.Reddish — who mixes in with Ri’Shard Anderson at cornerback opposite Keon Lyn — and starting defensive end Robert Welsh both missed the second half of SU’s 52-17 win against Tulane last week. Welsh, who had to be helped off the field and was unable to put any weight on his left leg, is returning to practice this week, Shafer said.“Robbie Welsh is doing well,” Shafer said. “We had a scare with him, but he’s back.”Also returning to practice this week is offensive lineman Kyle Knapp, who suffered a head injury during training camp and has yet to play for the Orange this season.AdvertisementThis is placeholder textShafer said practices this week will focus primarily on lifting and running.He was not asked about senior kicker Ross Krautman, who will have season-ending surgery on a hip-related injury and is eligible to apply for a medical hardship waiver. Commentslast_img read more

Technology Minister Wants More Space for ICT Sector

first_imgMONTEGO BAY – Minister of Science, Technology, Energy and Mining, Hon. Phillip Paulwell, is encouraging businesses in the private sector to help to create space for the Information and Communication Technologies (ICT) sector.He said that the government has made available some US$20 million for that purpose, and he would be seeking to access more money specifically for the development of space within that sector.In emphasizing the feasibility of the venture, Minister Paulwell pointed out that Jamaica is well placed as the hub of the region in terms of access to the infrastructure for providing data services, and that fact should be used effectively.Minister Paulwell was delivering the keynote address at a Business Process Industry Association of Jamaica (BPIAJ), Breakfast Forum, at the University of The West Indies, Western Jamaica campus, in Montego Bay, on June 14.“I want to say to the Telecom’s (Telecommunication Companies), when we speak about this BPO or the ICT industry; we are not talking about providing services for Jamaica. With the technology now, you can reach every single spot on this globe, so the market is not Jamaica, the market is the globe,” he stated.The Minister pointed out that the Jamaican voice market is very small, when one begins to think globally, adding that eventually, “voice will be a give-away.”“But just imagine, if we were to create two million square feet of office space, establish plug and play facilities, telecoms in place, broad- band infrastructure in place and you fill those, can you imagine the business for the Telecom’s, and two million square feet is a drop in the bucket,” he emphasized.He argued that many of the missed opportunities for the provision of space for the IT sector are still available because of Jamaica’s location and culture. He added that data services should be viewed by the telecommunications companies as their bread and butter for the future, not so much the voice market.Minster Paulwell noted that said some amount of collaboration is necessary between the companies on how to penetrate the global marketplace. “I am preaching cooperation to enable us to access these opportunities,” he stated.CONTACT: BRYAN MILLERJIS REGIONAL OFFICEMONTEGO BAYlast_img read more

Animal rights protesters confront woman accused of dragging dog

first_imgSTRATHMORE, Alta. – A woman charged after a critically injured dog was found tied to a car was confronted by animal rights protesters when she made her first court appearance Tuesday.Melinda Harris, 40, is accused of causing unnecessary suffering to an animal.On July 2, a police officer was stopped by a driver who had seen a dog on a leash being dragged behind a black car down a highway east of Calgary.The car, with the injured dog tied to it, was found in a field later that day. Police said the dog was suffering from injuries consistent with having been dragged. RCMP took the dog, believed to be a border collie cross, to an emergency veterinary clinic, but the animal had to be euthanized.Heather Anderson from the Daisy Foundation, a group that fights for stiffer penalties for animal abusers, confronted a smiling Harris outside of the Strathmore courthouse, east of Calgary, during a break.“How can you be joking? Your dog just died. I don’t find anything funny about this,” Anderson said. “I want to know why the dog didn’t end up at a vet.”Harris replied it wasn’t her fault and said her boyfriend had tied the dog to the hitch of her car.“I drove away to get gas,” Harris said.Her car ran out of gas and she left on foot to get help, she said.“He was in pain and I knew he was dying and I ran for help,” Harris said.“Shut up. I didn’t tie my dog up and I wouldn’t never had done that to my dog. Am I laughing about my dog? No, I’m crying every day.”Harris waited for most of the day for her named to be called in court. She was told that the Crown was amending the charge against her but it wasn’t clear what the new charge will be.Harris, who now lives in Mackenzie, B.C., has been ordered to return to court Sept. 5.RCMP have issued an arrest warrant for True Underwood, 20, who is also charged with causing unnecessary suffering to an animal.Anderson founded the Daisy Foundation in 2006 after a 19-year-old man was charged with animal cruelty when a dog named Daisy Duke was dragged up and down the street in Didsbury, Alta.“It really reminded me of Daisy Duke and when she got killed. Dragged behind the vehicle by someone who was supposed to love her. It was way too familiar for me,” Anderson said outside of court.“Obviously the poor thing died and he suffered. It’s pretty sad.”— Follow @BillGraveland on Twitterlast_img read more

EPA chemical safety nominee drops out amid strong opposition

first_imgWASHINGTON – President Donald Trump’s pick to oversee chemical safety at the Environmental Protection Agency withdrew his nomination Wednesday after bipartisan opposition made his Senate confirmation unlikely.Officials at the White House and the Senate told The Associated Press that Michael Dourson had sent a letter asking his name to be removed from consideration to serve as head of the EPA’s Office of Chemical Safety and Pollution Prevention. The two officials were not authorized to discuss the matter publicly and spoke on condition of anonymity.North Carolina’s two Republican senators, Richard Burr and Thom Tillis, said last month they would vote against Dourson’s nomination after The Associated Press and other media outlets detailed his past work as a toxicologist hired to defend major chemical companies.The Senate’s 48 Democrats were united in opposition, meaning only one more GOP defection would be needed to defeat Dourson’s nomination.In his letter asking the president to withdraw his name from consideration, which was obtained by the AP, Dourson said his stepping aside “avoids unnecessarily politicizing the important environmental protection goals of Administrator Pruitt.”“I sincerely and deeply appreciate all the love and support by my family, friends and colleagues during this ‘surprising’ confirmation process,” he went on to say.Sen. Tom Carper of Delaware, the top Democrat on the Senate Environment and Public Works Committee, said his staunch objections to Dourson’s nomination were never a matter of partisanship.“I sincerely believe he is the wrong person to hold this important position, and it’s become clear that, even with a Republican majority in the Senate, he could not be confirmed,” Carper said. “Dourson, an individual who has spent most of his career promoting less protective chemical safety standards, had no business overseeing our nation’s chemical safety laws.”The EPA’s press office did not respond to requests for comment Wednesday evening. Dourson has already been serving at the agency as a senior adviser to EPA administrator Scott Pruitt. It was not immediately clear whether he will continue in that role, which does not require Senate confirmation.The AP reported in September that Dourson has for years accepted payments for criticizing studies that raised concerns about the safety of his clients’ products, according to a review of financial records and his published work.Past corporate clients of Dourson and of a research group he ran include Dow Chemical Co., Koch Industries Inc. and Chevron Corp. His research has also been underwritten by industry trade and lobbying groups representing the makers of plastics, pesticides, processed foods and cigarettes.Burr and Tillis, both of whom are considered reliably pro-business conservatives, cited Dourson’s past work and worries among their home-state constituents about tainted drinking water in opposing his nomination.Marine veterans and their families have blamed decades-old contamination of wells at a North Carolina base with solvents and dry-cleaning chemicals for infant deaths and serious health problems, including cancer.More recently, concerns have been raised about undisclosed discharges of chemicals used to manufacture Teflon and GoreTex into the Cape Fear River, a source of municipal drinking water for Wilmington and other southeastern North Carolina communities.Dourson worked at the EPA for more than a decade, leaving in 1994 as the manager at a lab that assessed the health risks of exposure to chemicals. The following year, he founded Toxicology Excellence for Risk Assessment, a private, non-profit organization that tests chemicals and produces reports on which chemicals are hazardous in what quantities.Dourson’s views toward industry are consistent with others Trump has selected as top federal regulators. Among them is Pruitt, who in March overruled the findings of his agency’s own scientists to reverse an effort to ban chlorpyrifos, one of the nation’s most widely used pesticides.Court records show Dourson and his work have also often been called on when his corporate clients are seeking to fend off lawsuits.Dourson’s withdrawal was first reported Wednesday by Bloomberg News.___Follow Associated Press environmental reporter Michael Biesecker at http://twitter.com/mbiesecklast_img read more

City of Fort St John to hold Open House on Kin and

first_imgThe City says work on both Park Site Plans will be conducted at the same time for efficiency.Following the creation of both Park Site Plans, the upgrades will be included in future Capital Budgets for consideration.The Park Site Plans Open House will be taking place at the North Peace Cultural Centre on Tuesday, May 28 from 5:30 p.m. to 6:30 p.m. for Kin Park and 6:45 p.m. to 7:45 p.m. for Surerus Park.For more information, and to provide input, you can visit letstalk.fortstjohn.ca. FORT ST. JOHN, B.C. – The City of Fort St. John will be holding an Open House in regards to the future of Kin and Surerus Parks.According to the City, as part of the Parks and Recreation Master Plan, it was identified that both Kin and Surerus are in need of upgrading.As part of the upgrading process, the City is seeking public input on the current state of the parks and what the future vision should include.last_img read more

To grab property woman and lover bump off her parents

first_imgNew Delhi: To grab the parental property, a woman with her paramour hatched the dramatic plot to kill her parents by smothering them to death in Outer Delhi’s Paschim Vihar area. Police have found that the daughter was the main conspirator who mixed sleeping pills in their parent’s tea and later killed them with her lover.An investigator told this newspaper that the daughter during interrogation showed no remorse for killing her parents. “The duo hatched the plan to grab a property owned by the elderly couple at Deepak Vihar’s Nilothi extension. Roughly the cost of property estimated at Rs 50 lakh,” police said. Police identified the accused as Davinder Kaur alias Sonia (mastermind) and Prince Dixit alias Vikram. The investigation agency said that the accused wanted to sell the property so they have contacted few property dealers. “They wanted to flee Delhi at the earliest,” police said. The case came to the limelight on March 8 around 4.30 pm after information was received to police that a female body was found in the drain near village Sayed in Nangloi. “Apparently, it seemed that the deceased was murdered by someone and the dead body was thrown into the drain,” said Deputy Commissioner of Police (Outer) Seju P Kuruvilla. During the investigation, the body was identified as that of Jageer Kaur (47). On further enquiry, it was found that her husband Gurmeet Singh was also missing. During the search on March 9, a male body was found by the police team which was later identified as Gurmeet Singh. “During questioning, the statements of Davinder Kaur were found to be suspicious and contradictory with the facts and circumstances. After sustained interrogation, she finally revealed that she herself was involved in the murder of her parents,” said the DCP. Davinder told police that she had left her husband and was in the relationship with Prince Dixit for the last one year. “Davinder and Dixit wanted to grab the property at Deepak Vihar in Nilothi extension so the duo hatched a conspiracy to kill her parents and grab the property,” the officer said. Jageer Kaur left for Jalandhar on February 10. “On February 21, the accused intoxicated her father by mixing sleeping pills in his tea. At night, Dixit came to the house with two more people and smothered Gurmeet Singh to death. “They then packed the body in a suitcase and threw it in a drain near Sayed Nangloi village,” he added. Dixit fled to Lucknow the next morning along with the two other accused, the officer said. Dixit was informed a day before that Jageer Kaur would return Delhi from Punjab on March 2. “He came back to Delhi with one of his friends. The same day, her daughter gave sleeping pills to her mother and once she fell asleep, Kaur was smothered to death by the accused duo who then disposed of the body in the same drain after stuffing it inside a suitcase,” Kuruvilla said adding that Gurmeet was a carpenter by profession.last_img read more

Rahul to contest from Wayanad in Kerala along with Amethi

first_imgNew Delhi: In a bid to improve the Congress’ position in south India, party president Rahul Gandhi will contest from Wayanad Lok Sabha constituency in Kerala besides his traditional stronghold of Amethi in Uttar Pradesh.Veteran Congress leader from Kerala and former Defence Minister A K Antony made this announcement at a press conference here Sunday, saying Gandhi had consented to fight from Wayanad following requests from the party’s state unit. The decision is seen as an attempt by the Congress to consolidate its electoral base in south India, especially Kerala which has 20 Lok Sabha seats. Tamil Nadu has 39 Lok Sabha seats and Karnataka has 28. “This is a message to the southern states that they are deeply valued and respected. Congress president Rahul Gandhi has said he will represent Amethi but will also represent southern states as they are an important part of India’s way of life”, Congress chief spokesperson Randeep Surjewala said. He said Gandhi has said Amethi is his ‘karmabhoomi’ and he will never leave it. The announcement evoked sharp reactions from both the Left and the Right of the political spectrum. Reacting to the development, CPI(M) Politbureau member Prakash Karat said that the decision of the Congress to field Rahul Gandhi from Wayanad shows that the party wants to take on the Left in Kerala. BJP chief Amit Shah also took a sharp dig at Gandhi contesting from two seats at a rally in Uttar Pradesh. “Congress’ vote bank politics has worked on playing with the security of the country. It is the result of this that Rahul Gandhi has left Amethi and run away to Kerala because he knows that voters will seek account from him in Amethi this time,” Shah said. Senior Congress leader Antony said Wayanad is situated in Kerala but also surrounded by Tamil Nadu and Karnataka. “In a way, it’ll satisfy the requests of three southern states,” he said. There were many requests from Karnataka, Tamil Nadu and Kerala, the former defence minister said, adding that one of the major reasons for consideration was that it is a trijunction of the three southern states. “Amethi and Rahul do not have a political relationship. Amethi ke mann mein Rahul baste hain. It is a family relationship and cannot be broken by BJP’s politics,” Surjewala said. Congress had won eight Lok Sabha seats in Kerala in the 2014 Lok Sabha elections, besides two by its ally Indian Union Muslim League (IUML) and one by Kerala Congress (Mani) and one by Revolutionary Socialist Party (RSP). Wayanad district is in the northeastern part of Kerala and houses various tribal groups of the state. The area was badly affected due to last year’s floods.last_img read more