In the middle of the flit from one dwelling to another, Mollie climbed into the back of the van with thoughts of also joining the migration south for the winter.The eight-year-old collie has watched this annual packing on a Sunday afternoon all her short life.All onboard. Mollie trying to slip on board for the trip to Galway for in the incoming college term. Photo Brian McDaid.By now she can sense when a new college term is about to begin as students start rummaging around the shed looking for bicycle pumps or combination locks or even a complete bike for the loan of for the winter! Advertisement My old Raleigh bike is still going wellIt’s now four years older than the latest person to take alone of it for their college term in Galway.At the weekend it needed nothing other than its chain oiled and some air in the tyres and treated to two mudguards from Letterkenny bikes and it was on its way to Galway as a third-year students mode of transport for the incoming term.Purchased in 1996 from a Kerryman the late Tim Foley, who ran his business Church Street cycles from what now is known as Letterkenny Cathedral Quarter. Advertisement Years of gears. The old gears still working well on the 25-year-old bike. Photo Brian McDaid.My first new bike, an aluminium Raleigh mountain bike was going to be the answer to beat the hills in Letterkenny and also in the process try and get me a bit fitter and less fat.And at the start, it was a great achievement for me to cycle out past Conwal against the wind and get as far as Glenswilly.SantaAt Christmas, a few ‘go-faster’ accessories from Santa in America, and the bike was back on the road and the new year resolution was back on track.A proud crest from a different era on the Raleigh bike which made the trip to Galway this week. Photo Brian McDaid.Altered with new American road tyres from “Santa”, which replaced the rough mountain tyres that came with the bike, it was a lot easier on the road, but it wasn’t long until the old excuses for not going out were creeping back in and the bike soon spent more time high on the garage wall than on the high roads out the Glen. International connectionsOver the years the bike was used more by the many generations of swallows that flew all the way up from Africa to start a family in our shed in Glencar, and them newly hatched chicks spent more time on the crossbar of that Raleigh bike than the owner as they used it as a launchpad to learn to fly for the first time.Park between the cooker and the washing machine the new home for an old bike in Galway. Photo Brian McDaid.And it was the same for the human fledgelings who started on the stabilisers in and out the ramp at the shed door and progressed to “cool”, status, one of them even getting their bike resprayed in Subaru Blue in an era when they were big fans of Colin McCrea.Colour is not that important anymore as longs it goes. The old Raleigh is on its second tour of duty something that most second-hand bikes don’t survive, between crashing up onto kerbs to lying out in a Galweg in winter of wet wet wet. TakeawayIts old combination lock even bears the teeth marks of a pair of bolt cutters that were making their way through the plastic covering and the steel inside before the bicycle snatcher’s progress was disturbed.Back in the dayI was chatting to my uncle Hughie this week and bikes came up in the conversation.I was telling him about the deal I got on the mudguards for €15 each, he smiled and paused, he told me that his first new bike cost him £15 and ten shillings which he bought from Phil Doherty at his garage in Pluck.He then bought a three-speed hub and had it built into the rear wheel, which was a hard job to do and still end up with a true wheel.Hugh McDaid on the right of this photo who purchased his first bike for all of £15 and Ten shillings back in the day pictured with his brother, my father Fred and their best friend Hughie McGuigan.£15 was big money back then my uncle reminded me, It was three or four weeks wages.So this week our bike, has replaced the destination Glenswilly to that of Galway.Tyres from Thailand on our Raleigh Bike in Galway.And even though it hasn’t turned a wheel much for the owner it has more travelling history than Sir Walter Raleigh.It will make is home outside the digs along the Spanish arches in Galway, complete with Boston bonus accessories, swallow scrapes from Africa, tyres from Thailand, and a small history of one Donegal family.Happy motoring FolksDD Motoring: A journey from Glenswilly to Galway was last modified: September 12th, 2019 by Brian McDaidShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)
Insurance companies have been accused of breaking the law by failing to report suspected fraudulent cases to gardaí.Sinn Féin finance spokesman Pearse Doherty told the companies they have a legal obligation to report suspicions of fraud, or they could face up to three years in prison.The accusations were made as representatives of Aviva, Zurich and AIG appeared before the Finance Committee. The companies were asked to detail the percentage of claims they dealt with that were fraudulent.John Farrell, head of claims at Aviva, said: “In terms of the personal injuries that we receive, approximately one in five would give rise to fraudulent claims.”He told the committee that Aviva reported about one in five suspected fraudulent claims to gardaí.Declan O’Rourke, general manager at AIG, said that out of 2,500 personal injury cases, 18% were flagged as suspicious, with 10 reported to gardaí and one leading to a conviction in court. Anthony Brennan, chief executive of Zurich, said his company had 2,700 injury claims last year, and 100 were investigated. He added that only four were reported to gardaí.Mr Brennan added: “Our fraud savings from those cases were roughly €15m, which is 6% or 7% of the total premium income.”Mr Doherty replied: “I don’t understand because you’ve got a situation where an insurance company didn’t pay out on claims that were made because you believe they were fraudulent. Only four of them were reported to the gardaí.“How does that sit with Section 19 of the Criminal Justice Act, where you are under an obligation, personally, and as a company, to report suspicions of fraud to the gardaí, and failure to do so could result in up to three years imprisonment?“There is a legal obligation on insurance companies to report suspicions of fraud. “Your company has determined that there were 100 fraudulent claims made in 2018 and 96% of them you haven’t passed that information to the gardaí.Mr Farrell told the committee that in the last three years, Aviva has reported more than 500 cases to gardaí that were suspected fraudulent cases.He told the committee there is a “very real compo culture” in Ireland.The Government has faced calls to tackle the impact of rising insurance premiums and fraudulent claims. The Judicial Council Bill is expected to allow judges to recalculate damages and produce guidelines on personal injury payouts.The Competition and Consumer Protection Commission – the country’s competition watchdog – is also to carry out a major review into public liability insurance costs.Mr O’Rourke also told the committee that Ireland has had “significantly higher” personal injury awards by its courts than other European jurisdictions, with awards for minor injuries on average 4.4 times higher than the UK.He added: “Claims awards and legal costs make up the majority of insurance premiums and this is a key factor in the cost of insurance in Ireland.“The higher awards arise from a combination of factors, including the relatively high award levels for personal injury claims set out in the ‘Book of Quantum’, inconsistency of awards made by the courts, combined with a time-consuming and costly appeal process.”Aviva chief executive John Quinlan said the problems faced by the insurance market became a consumer issue from 2015.He said this arose from significant increases in customer premiums for certain segments of the market and significantly reduced availability.He added: “The business sector experienced an additional challenge in that Aviva, and indeed most of the domestic insurers, reduced capacity for certain segments of the market, for example leisure, and these were replaced primarily by UK-based insurers.“Business customers face an additional challenge – the excessive award levels have created a ‘compo culture’ that is significantly impacting the liability market in Ireland.”Mr Brennan said: “We believe this continued rise in claims costs and volatility has been the key driver of increased insurance premiums and reduced availability of cover in certain lines across the Irish market.“We cannot get away from the fact that the single biggest input into our calculation of insurance premiums is the cost of claims, insurers transfer the risk and costs of claims and we share it across our portfolio.”Insurance companies breaking law by not reporting suspected fraud cases – Doherty was last modified: October 4th, 2019 by Staff WriterShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:claimsdonegalinsurance companieslawPearse Doherty
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The multi-agency operations to rescue the miners in Meghalaya failed to make any headway on Thursday, with efforts to pump the water out of the mine not yielding any result. The divers of the Navy and the National Disaster Response Force (NDRF) were not able to resume the search operation for the 15 trapped miners as they could not go inside due to the high water level. Asked if the divers would take another chance later in the day, operation spokesperson R Susngi told PTI that they would wait, but there was a remote chance of the water level reducing so soon. The 15 miners remain trapped in the 370-foot-deep illegal rat-hole coal mine in Lumthari village of East Jaintia Hills district since December 13 after water from a nearby river gushed in. The operation to rescue them entered the 22nd day on Thursday. Fire service personnel from Odisha resumed work at 10 am and it was found that the water level has risen again, a day after full-day pumping resulted in it receding by 16 inches, Mr. Susngi said. One more pump will be put to use at the mine on Thursday and another would will be installed at an abandoned mine, about 100 metres away, he said. Meanwhile, the high-powered submersible pump from Coal India is yet to begin work, three days after it arrived at the site. Preparation is still going on to get the pump operational, Mr. Susngi said. The spokesperson had said divers would resume operation once the water level at the main shaft decreases to about 100 feet from its current level of over 160 feet. Authorities said there were at least 90 abandoned mine shafts in the area and they were full of water. Rescuers believe that these nearby mines might be interconnected and draining out water in these mines could help in reducing the water level in the main shaft.